Archive for the ‘Financial Aid’ category

How to Earn Wrestling Scholarships for Girls

April 23rd, 2013

It is harder for students preparing for college to find wrestling scholarships than for other athletes. There are fewer schools with wrestling programs and, therefore, fewer awards available. The competition is stiff for boys and girls. The number of student wrestlers is growing ever year, particularly for girls programs. Sponsorship opportunities and grants are still hard to find. When seeking college scholarships, female wrestlers in high school should turn their attention to universities that are building their programs and have the appropriate academic major of interest.

Breaking Ground
In many cases, females still face the difficulty in overcoming the stigma that it is a boys’ sport and may have a hard time being accepted by some coaches or schools to an all-boys team. This means that girls who want to make a future of wrestling in college and earn wrestling scholarships must prove themselves both on and off the mats. Turning to colleges that welcome female athletes is an easier road to participation and funding. Decent grades, good fitness, a strong record, school spirit and a coachable personality are all traits that will attract the attention of a scholarship committee. The number of girls who want to wrestle has grown exponentially over the past 25 years. The United States Girls Wrestling Association (USGWA) had 247 young ladies compete in its first national tournament, held in 1998. There are now more than 6,000 competing in the national tournament. The 2004 Olympic games gave a recognizable boost to interest in the sport when women’s wrestling was officially added to the international competition.

Getting Noticed
For coaches and committees considering eligible team members and selecting recipients for girls wrestling scholarships, there are several ways that students can help themselves get noticed. Participation in wrestling tournaments at any level is helpful, with video footage and newspaper clips included for demonstration. Letters of recommendation from coaches and teachers are important endorsements.

Camps
Attending summer camps for wrestlers is a definite way for athletes to get noticed by coaches and athletic directors. Girls as young as middle school age can participate in camps designed to help them improve technique, conditioning and knowledge. In this setting, they are able to train with other girls in their same weight class, age and skill level — something that many local programs are lacking due to the smaller number of female participants. Standing out in camp can help students get on the radar for potential athletic scholarships in college.

Sponsorships
For young ladies in high school hoping to pay for college, it is possible to get sponsorships and grants from local businesses. Gyms may sponsor young wrestlers for local, state and national competitions. A growing number of gyms, athletic apparel and fitness centers are sponsoring females. Before accepting any assistance, students should verify the present rules with the National Collegiate Athletic Association (NCAA), rather than jeopardize eligibility.

Transfers
There are many colleges and universities actively recruiting female wrestlers to bolster their teams. They are offering scholarship opportunities to those enrolling as freshmen, but also to transfers. This is an opportunity for kids with lower grades to improve them to 3.0 or higher at the local community college, then apply for wrestling scholarships for girls as a sophomore.

9 New Rules for Getting the Most Financial Aid Dollars for College

November 14th, 2012

The rapid inflation of college costs has lead to a trillion dollars in debt for American students and a decrease in percentage of students attending four year schools.

Its important for parents to be aware of the changing college funding landscape. Here are the new rules for getting the best deal on college during these depressing times:

    1. Have your child apply to more schools. We recommend that students try to apply to 6-8 schools, focusing on institutions which place them in the top 25% of applicants.
    1. Eliminate the words “reach” and “safety” from your vocabulary. Today’s job market expects, nay, demands an undergraduate degree. We advise that parents consider colleges as either “funded” or “unfunded”. From there you can determine which schools are even worth applying to.
    1. Understand the effects of “price discrimination”. Different students pay different prices for the same education. It’s an undisputable fact of life. Although seemingly unfair, it also means that competent players can work the rules of the game. Just because a school seems expensive doesn’t necessarily mean you can’t afford it. Fancy private schools often have enormous endowments and can afford to offer good students more financial aid. They also usually have higher graduation rates.
    1. Don’t count on the scholarships. Firstly, some scholarships will increase your EFC thus reducing your eligibility for aid. Secondly, private scholarships only make up a very minute percentage of all financial aid awarded.
    1. Do count on the government. The FAFSA is a major step in every well-crafted college plan. Almost everybody, even very high net worth families, are eligible for some sort of federal aid. Also, most state aid requires the FAFSA be filled out. Finally, if you must consider loans, the government offers the most agreeable terms.
    1. Not all private education loans are scams. But the interest rates can be devastating to a student’s credit. In fact, we advise against them in almost all instances.
    1. On second thought, don’t always count on the government. The golden rule of finance is “Where there is gold, there will be robbers.” And the government is the biggest robber of all. Be wary of 529 plans and do your research. State-run plans might not be right for your situation and actually be damaging to your aid eligibility.
    1. Don’t be afraid to ask for help. Talk to Financial Aid Officers, they can give you insight into the practices of a specific school. Talk to Admissions Counselors, they’ll help your student understand what colleges are looking for. Talk to College Funding Specialists who can understand your particular situation and help you make the right choices for the future of your family.
  1. Do your research. Read everything you can on the subject and understand your finances to a tee.